How it works
From hello to lunch in four steps
A walkthrough of booking, paying, meeting, and reviewing on 100 Lunches.
1
Sign up
Create a free account and set up your guest or host profile.
2
Find a host
Browse hosts by interest, city, or availability, and pick a time that works.
3
Request & pay
Send a request. Your card is authorized right away, but nothing is charged yet.
4
Meet
Connect over lunch - virtual or face-to-face - then leave a review.
Money, clearly
We authorize your card the moment you send a request, but you're only charged once the host accepts. Here's exactly how it works:
- Requesting: your card is authorized, not charged. If the host declines, or doesn't respond within 24 hours, the authorization is released and you pay nothing.
- Confirmed: the charge goes through the moment the host accepts.
- Cancelling before the host responds: free, any time - the authorization is released and nothing is ever charged.
- Cancelling a confirmed lunch, more than 7 days out: refund, minus the platform fee.
- Cancelling a confirmed lunch, within 7 days: no refund - the payment goes to your host.
- If your host cancels a confirmed lunch: you get a full refund, including the platform fee, no matter when they cancel.
More questions? The FAQ has a whole section on how payments work, and the About page tells the story behind the platform.